Harris Investment Advisors Asset Management Program

Financial Planning and Investment Management in the Phoenix Metro Area

 

A Disciplined Approach to Long-Term Investment Management

At Harris Investment Advisors, we believe thoughtful investment management begins with understanding your financial goals, risk tolerance, and long-term objectives.

Our Asset Management Program emphasizes a research-informed approach to portfolio construction, incorporating diversification, asset allocation, investment selection, and ongoing portfolio evaluation.

Rather than focusing on short-term market trends, our approach considers established investment principles and the importance of maintaining a strategy aligned with your individual financial circumstances.

 

Three Key Principles of Our Investment Approach

Portfolio Diversification

We consider allocations across multiple asset classes and investment categories to help manage portfolio exposure to different market conditions. Diversification does not eliminate investment risk or guarantee against losses.

Cost-Conscious Investing

 

We evaluate investment expenses, including fund costs and applicable advisory fees, as part of the portfolio construction process. Investment costs are one of several factors considered when evaluating available investment options.

 

Disciplined Portfolio Management

Our investment process emphasizes long-term planning, portfolio monitoring, and periodic evaluation. Investment allocations and strategies are considered in relation to each client's objectives, time horizon, and tolerance for risk.

 

Research-Informed Investment Principles

Our Asset Management Program draws on established investment research and principles from the fields of finance, economics, and behavioral finance.

 

These principles inform our approach to building diversified portfolios, maintaining a long-term investment perspective, and evaluating when portfolio adjustments may be appropriate.

 

We believe an investment strategy should reflect each client's financial circumstances rather than rely solely on short-term market movements or investment trends.

Although diversification, long-term investing, and rebalancing are commonly used investment management practices, no strategy can guarantee investment success or eliminate the possibility of financial loss.

 

How Our Asset Management Program Works

Our Asset Management Program incorporates several investment management practices intended to support an organized and disciplined approach to portfolio construction and ongoing evaluation.

 

1. Diversified Portfolio Construction

Portfolio allocations are evaluated across multiple asset classes and investment categories, taking into consideration individual financial objectives, investment time horizons, and risk tolerance.

 

2. Market-Based Investment Strategies

Our approach considers broad market exposure and established investment principles when evaluating portfolio allocations and investment opportunities.

 

3. Mutual Funds and Exchange-Traded Funds (ETFs)

Portfolios may incorporate mutual funds and exchange-traded funds, including institutional share classes where available and appropriate. Investment selection considers factors such as investment objectives, expenses, risk characteristics, and portfolio suitability.

 

4. Portfolio Monitoring and Strategic Rebalancing

Portfolio allocations are monitored and periodically evaluated to determine whether adjustments may be appropriate based on market conditions, portfolio positioning, and individual investment objectives. Rebalancing may involve transaction costs and tax consequences.

 

5. Investment Selection and Evaluation

Investment holdings are evaluated based on relevant factors, which may include investment objectives, costs, risk characteristics, market exposure, and their role within the broader portfolio.

 

6. Clear Portfolio Reporting

Clients receive account statements and investment information intended to help them understand their holdings, account activity, and portfolio positioning.

 

7. Transparent Fee Information

We believe clients should understand the costs associated with investment management. Applicable advisory fees, fund expenses, and other relevant investment costs are disclosed through the appropriate account and advisory documentation.

 

Investment Management Built Around Your Goals

Every investor has different financial circumstances, priorities, and expectations.

Our approach emphasizes understanding those differences and evaluating investment strategies within the context of each client's broader financial picture.

 

Whether you're planning for retirement, managing accumulated assets, or evaluating your long-term investment strategy, our goal is to provide a thoughtful and disciplined approach to investment management.

Schedule a Consultation

 

Connect with Harris Investment Advisors to discuss your financial objectives and learn more about our Asset Management Program.

 

Important Investment Disclosures

Investing involves risk, including the potential loss of principal. Diversification and asset allocation do not guarantee a profit or protect against investment losses. Investment values may fluctuate due to market conditions, economic developments, interest rates, and other factors. Rebalancing does not guarantee improved investment performance and may result in transaction costs or tax consequences. Mutual funds and exchange-traded funds are subject to investment risks, including possible loss of principal. Investment strategies and products may not be appropriate for every investor.

Information provided on this website is for general informational and educational purposes only and should not be construed as individualized investment, tax, or legal advice. Investment recommendations, where provided, should be based on an evaluation of each client's individual financial circumstances, objectives, and risk tolerance.